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Intouch : In Touch Autumn 2013
6 IN TOUCH AUTUMN 2013 NEWS The local Life after Licences team on the mid-north coast, comprised of representatives from Community Care Options, Community Transport, AlzNSW and an occupational therapist, has recently received an NRMA Community Grant. The Grant will go towards developing materials and running workshops assisting people through the process of driving retirement. Giving up driving can be an emotional or diffcult experience. Although it is virtually inevitable that everyone will need to give up driving as they age, it should not mean the end of leading a fulflling and meaningful life. The workshops will outline warning signs that people may need to heed to give up driving, activities that seniors can undertake to safely extend their driving life as they age, tips on starting conversations with people who may need to give up driving, and how to access support and transport alternatives if you or a loved one has to cease driving. The frst workshop will be held in Coffs Harbour in March, with more following in Bellingen in April and Nambucca Heads in May. For more information, contact Marg Coutts. E: firstname.lastname@example.org T: (02) 6651 6415 LIFE AFTER LICENCES GRANT FINANCE IN AGED CARE The decision to move a loved one into aged care can be diffcult. To talk through the various issues involved in this decision, you can call the National Dementia Helpline on 1800 100 500. A step-by-step approach can result in a good fnancial outcome for the carer and the person with dementia. This could include: 1. A Centrelink assessment of current fnancial position. This may affect the fees charged by the aged care facility. 2. An assessment of eligibility for entrance to an aged care facility by the Aged Care Assessment Team, which is funded by the government. 3. An assessment of the cost of a residential aged care facility. The Federal Government provides some funding, and those who can afford to contribute to their care do so. 4. Consider Social Security implications. A move into an aged care facility may affect entitlements 5. Consider tax implications, particularly in relation to the principle place of residence of the person with dementia as well as the carer. 6. Consider estate implications. Some of these considerations can be quite complex. The costs of accommodation bonds and charges, daily fees, daily income-tested fees, and extra services fees require careful consideration. Strategies can be implemented to reduce the impact of some of these charges and fees. A fnancial planner with experience and expertise in aged care can assist with these considerations, particularly in relation to the various costs and charges in residential care and the strategies that can be implemented to reduce some of these costs. Phillip Cormack FNIA; SF Fin, Financial Planning Specialist Authorised Representative Godfrey Pembroke Limited T: 02 9231 5611 E: email@example.com Phillip Cormack is a Financial Planning Specialist with Godfrey Pembroke Limited. Phillip has had a long association with AlzNSW as a voluntary member of its Investment Advisory Committee. The views expressed in this column are those solely of the author. Readers should consider their own personal situation before seeking financial planning advice. Any advice in this communication has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on any advice, consider whether it is appropriate to your objectives, financial situation and needs. Godfrey Pembroke Limited ABN 23 002 336 254, registered office 105 - 153 Miller Street North Sydney NSW 2060, is an Australian Financial Services Licensee and member of the National Australia Bank group of companies. From time to time Godfrey Pembroke, members of the National Australia Bank group of companies, associated employees or agents may have an interest in or receive pecuniary and non pecuniary benefits from the financial products and services mentioned herein. The Memory Vans are hitting the road in March, tripping around northern NSW with the support of the Aussie Farmers Foundation to raise awareness of the importance of brain health and dementia risk reduction. You can visit the van and fnd out about brain health at the following destinations during March: • Gloucester: 11 March • Walcha: 12 March • Glen Innes: 13 March • Tenterfeld: 14 March • Bonalbo and Lismore: 15 March • Murwillumbah and Byron Bay: 16 March • Grafton: 18 March • Coffs Harbour: 19 March • Nambucca and Kempsey: 20 March • Port Macquarie: 21 March • Forster: 22 March For more information, contact Clare Coyle. T: (02) 4962 7000 MEMORY VAN ROAD TRIP The Coffs Harbour AlzNSW offce has a new location in Lyster Street. AlzNSW staff continue to share the offce with Carers NSW, which has been benefcial to both staff and carers seeking support and advice. The Coffs Harbour offce has a Dementia Advisor who provides information, support, counselling and referrals for people with dementia and their families, friends and carers on the Coffs coast, and a Dementia Educator who covers the North Coast region. The new offce is at 2/2 Lyster Street, Coffs Harbour, next door to Australian Hearing. To contact the Coffs Harbour office, call Judy or Marg. T: (02) 6651 7101 Marg Coutts and Judy Bartholomew in the new Coffs Harbour office. NEW COFFS HARBOUR OFFICE
In Touch Winter 2012
In Touch Winter 2013